Yes! We welcome applicants from all financial backgrounds, regardless of credit history or financial situation.

Yes! We welcome applicants from all financial backgrounds, regardless of credit history or financial situation.

We partner with lenders who specialize in approvals for those in bankruptcy or consumer proposals, offering programs designed to help improve your credit score quickly.

We work with lenders who can help you establish credit and guide you through the process.

There are specialized programs for both permanent residents and temporary workers, and we have access to all of them to find the right fit for your needs.

Each application is unique, but we strive to get you into a vehicle as quickly as possible, often within just a few days.

Yes! Making your payments on time will contribute to improving your credit score.

While each situation is different, most of our customers see positive results within 6-8 months.

Every credit history is unique, but in some cases, we’ve seen credit score increases of over 200 points.

We begin by reviewing your credit history, disputing any errors, and focusing on steps that will provide the quickest improvement to your score.

Submitting a credit application does have an impact on your credit score, as each inquiry is recorded. However, we focus on minimizing this impact by taking a strategic, thoughtful approach to each submission. Instead of applying broadly, we concentrate on giving your application the best possible chance of approval, ensuring each step is intentional. Remember, while a slight effect on your score is natural, our process is designed to help you move forward confidently without long-term issues.